BCBSNC BLUEADVANTAGE PDF

Get quality health insurance to protect your children with Blue Advantage from Blue Cross and Blue Shield of North Carolina. BCBSNC offers a range of health plans for groups and individuals. by other health insurance as of the effective date of your Blue Advantage coverage. Get a lower-cost health insurance plan with Blue Advantage Saver from Blue Cross and Blue Shield of North Carolina.

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Members who receive covered services out-of-network may be required to pay the difference between the provider’s actual charge and the BCBSNC allowed amount, in addition to the coinsurance amount.

Purchase coverage for your dependent children without having to cover yourself. All three plans offer comprehensive coverage for preventive care. Choose from a range of options to suit your budget. Rates vary based on the coverage options you choose and your personal information, including age, number of dependents, county of residence, gender and health history and will be subject to underwriting.

Access your policy information, plus health information, tools and resources on your secure member site. Serving North Carolina residents since You won’t pay more than your out-of-pocket maximum, no matter how high your annual expenses.

You pay toward hospital costs until your deductible is met. Other covered services may be subject to deductible and coinsurance. Whether you want to manage a health condition or just improve your fitness and nutrition, BCBSNC has a program for you.

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You’ll have access to the largest provider network in the state, which means many of North Carolina’s best doctors and hospitals are at your fingertips. Blue Cross and Blue Shield of North Carolina does not discriminate on the basis of race, color, national origin, sex, age or disability in its health programs and activities. In some cases you may also pay a separate prescription drug deductible first before you can pay copayments.

Other covered services may be subject to deductible and coinsurance. After you meet your deductible, you pay your coinsurance amount.

Blue Advantage Saver | BCBSNC

You have the freedom to see out-of-network doctors and can visit a specialist without referral. You pay a copayment for prescription drugs. Includes a variety of services important to your good health. The content contained in this site is maintained by NCHealthplans. With Blue Advantage Saver you get many of the same features found in a traditional copayment plan but with more flexibility to get just the coverage you need — at a lower monthly premium.

BCBSNC Compare Blue Advantage to Blue Options HSA

These services and supplies may be subject to your blueadvatnage and coinsurance. Members who receive covered services out-of-network may be required to pay the difference between the provider’s actual charge and the BCBSNC allowed amount, in addition to the coinsurance amount. Contributions are tax-deductible, withdrawals and interest are tax-free. Deductibles, coinsurance, limitations and exclusions apply to this coverage.

Rates are effective January 1,through December 31, For details on coverage limitations and exclusions, and terms under which the policy can be continued in force, please contact BCBSNC. A separate pharmacy deductible may apply.

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You’re covered across the nation and in more than countries and territories worldwide through the Blue Card blueadvanntage. Before your deductible is met, you pay the total cost of your care.

When you receive preventive care out-of-network you may pay more out-of-pocket. Maternity coverage is offered through Blue Advantage at an additional cost. Get a Free Quote. You can choose to purchase maternity or dental coverage with your health care plan. For costs and further details about maternity coverage or Dental Blue, including exclusions and reductions or limitations and terms under which the policy may be continued in force, see your agent or write to BCBSNC.

Pre-existing condition waiting periods may also apply.

Both medical and pharmacy claims apply to the same deductible. Learn more about our non-discrimination policy and no-cost services available to you. Some Blue Advantage Saver plans offer limited office visits. After your buleadvantage is met, you pay coinsurance until you reach your total out-of-pocket maximum amount. At a network pharmacy, you pay only a convenient copayment. You’ll get comprehensive medical coverage at rates that fit your budget.

Dental Blue is a separate product that provides dental-only coverage lbueadvantage is available at an additional rate.